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Private account, family seat, invite or redeem link: what you're actually buying

The same subscription can be sold in very different ways. Some plans upgrade the account you already use, some hand you a ready-made login, and some give you a place on a family plan that someone else runs. Knowing which one you're buying tells you what you may change, and what can get the access removed.

Explainers · 14 November 2026 · 3 min read · Prices checked 15 November 2026

1. An upgrade on your own account

You keep your own account and the plan is added to it, so your files, history and settings stay where they are. It's the simplest type.

What to watch: activate in time (the 6-month Gemini Plus link should be activated within 24 hours), and make sure you're signed in to the right account when you open a link.

2. A private, ready-made account

You get a login for an account that only you use. Many come with access to the account's mailbox, so you can receive sign-in codes yourself.

Examples: Prime Video for 6 months, Scribd, iLovePDF, Notion Plus, Figma and the JetBrains student pack, and most CapCut Pro plans.

What you may change differs from one product to the next. Notion Plus lets you change the email, Figma must keep its email, and iLovePDF asks you to change the password after you sign in. The instructions on your order page always say which.

3. A seat on a family plan

Your account is a member of a plan that someone else manages. You get Premium, but the plan owner controls who's in it. Spotify Premium on Zelyx works this way.

Seats come with the strictest rules. For Spotify: never change the account's email, and leave its name and photo as they are for the first month. Breaking these rules can get the account removed from the family.

4. An admin account you share

You get the account that owns the plan, and you invite other people to it. Good for a family, a class or a team.

Some admin plans renew in the background. The Microsoft 365 admin plan renews itself each month, so don't change its password, recovery email or security settings.

5. API keys and credit codes

For developers and AI tools, you get a key or a redeem code with a set allowance: Claude or Codex API credits measured in tokens, or a dollar balance. The validity period starts when you activate the code, not when you buy it.

Keep keys private. Anyone who has your key can spend your tokens.

Rules that apply to every type

Questions

Is a private account better than a family seat?

A private account is used only by you, so nobody else can change it. A seat depends on the plan's owner, which is why it has stricter rules. Either way, following the order instructions is what keeps access working.

Can I use my own email?

With plans that upgrade your own account (links, invites and gifts), yes. With ready-made accounts, only where the product page says the email can be changed, as with Notion Plus.

Where do I see the warranty?

On each product page. Some plans have a warranty period and some don't.

Browse all products Buying guides

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